Financial Coaching by Meniem · Dave Ramsey Certified · Alpharetta, GA

Your Money. Your Business.
Finally Under Control.

Financial coaching for couples, individuals, and small business owners who are tired of stress, arguments, and watching money disappear. Real plans. Real accountability. Real results.

Personal & Couples Financial Coaching → Business Owners Business Consulting →

Free 30-min discovery call · No pressure · No pitch

$1M+ Debt Paid Off

20+ Years in Business

100% Judgment-Free

⭐

Ramsey Certified Coach Alpharetta, Georgia

Sound Familiar?

You're Not Broken.
You Just Need a Plan.

If any of these hit home, you're exactly who I work with.

💸

"I make good money, but I don't know where it goes."

The paychecks come in. The stress doesn't leave. Something's bleeding somewhere and you can't find it.

🔥

"Every money conversation turns into an argument."

You and your partner want the same things but can't get on the same page. It's ruining the relationship.

📊

"I have no real monthly plan. I'm just winging it."

You know you need a budget. You just haven't made one that actually sticks.

😰

"I feel behind even though my income is decent."

You should be further ahead by now. Lifestyle crept up and savings never happened.

🏢

"My business makes money but I can't pay myself right."

Revenue looks good on paper. But personal and business finances are a tangled mess.

✊

"I'm ready to finally take control. I just need help."

You know what to do. You just need structure, accountability, and someone in your corner.

Two Ways I Can Help

Choose Your Path

Same coach. Same energy. Same proven approach. Two distinct services built for exactly where you are right now.

Personal & Couples

Financial Coaching

For couples and individuals who are tired of money stress, arguments, and watching income disappear with nothing to show for it.

✓Custom monthly budget built around your real life
✓Debt payoff strategy using proven Ramsey principles
✓Couples alignment — end the money arguments for good
✓Savings and goal planning with clear milestones
✓Ongoing accountability so you actually follow through

Programs starting at $750 — scroll down to see all packages and payment plans.

Book Free Discovery Call →

Business Owners

Business Consulting

Every business is different. I am not going to show up with a generic checklist and call it consulting. I sit down with you, learn your business, and figure out exactly what is holding you back — then we fix it together.

Whether that is getting your team aligned, cleaning up the financial side, turning a great idea into an actual executable plan, or building SOPs so the business runs without you in every conversation — I bring 20 years of real business experience to the table, not theory.

✓Financial clarity — cash flow, owner pay, profit, and where money is actually going
✓Team management — build a team that executes without you micromanaging every move
✓SOPs and systems — document how things get done so quality is consistent and you are not the bottleneck
✓Ideas into execution — I am a sounding board who helps you pressure-test ideas and turn them into real plans with real timelines
✓Growth strategy — built on your actual numbers, not guesswork or someone else's playbook

"Every business I work with gets something different because every business has different problems. Let's get on a call and I'll tell you exactly what I think you need."

— Meniem Naiem

Book Free Discovery Call →

Simple Process

Three Steps to
Financial Clarity

No complicated financial jargon. No judgment. Just a clear path forward.

Book Your Free Discovery Call

A relaxed 30-minute conversation where I learn about your situation and you see if we're a good fit. No sales pitch.

Identify Your Biggest Challenges

We pinpoint exactly what's keeping you stuck and what financial peace actually looks like for your specific life.

Build and Execute Your Plan

We create a practical roadmap and I coach you through it step by step with real accountability and ongoing support.

Start With Step 1 — Book Your Free Call →

Dave Ramsey Certified Financial Coach

20+ Years Business Experience

Built & Sold Multi-Location Business

Helped Clients Pay Off $1M+ in Debt

About Meniem

I've Been Where
You Are. Twice.

I've experienced debt — and I've climbed out of it. Not through some complicated system, but through practical principles, discipline, and having someone in my corner who believed I could do it.

As an entrepreneur, I built a multi-location business from the ground up and eventually sold it. I know what it's like when your business is generating revenue but your personal finances are a mess. I know the stress. I know the shame. And I know the way out.

Now, as a Dave Ramsey Certified Financial Coach with over 20 years of business experience, I help couples, individuals, and business owners take control of their money, reduce stress, and finally build a plan that works.

I'm not here to lecture you. I'm here to bring energy, encouragement, and a proven system that gets real results.

Let's Talk About Your Finances →

Real Results

What Clients Say

Real people. Real Google reviews. Two different journeys — same result.

★★★★★

"Working with Meniem over the past year has been one of the best decisions I've ever made. He not only helped me get my finances under control, but completely transformed the way I think about money."

Giselle BlancoGoogle Review · Verified Client

★★★★★

"I used to feel so overwhelmed by my debt with no clue where to start. When I met with Meniem, it was the first time I felt like things could actually work out. Now I finally feel in control of my money."

Laura BuffaGoogle Review · Verified Client

★★★★★

"Working with Meniem was a complete game changer for my business. He helped me understand my cash flow, set up a system to pay myself consistently, and build a strategy for long-term growth."

Jeff NestingerGoogle Review · Business Owner

Financial Coaching Programs

Choose Your Level

All programs include a free 30-minute discovery call. Payment plans available on all packages. Ongoing membership is exclusively available to program graduates.

3-Session Reset

Get unstuck and build your foundation

Investment

$750

or 2 payments of $375

✓Three 60-minute coaching sessions
✓Custom budget built around your life
✓Debt payoff or savings strategy
✓Email support between sessions

🔓 Unlocks access to Ongoing Membership

Book Discovery Call

Ongoing Membership

Exclusively available to clients who complete a 3, 6, or 12-session program. Stay accountable, keep growing, and have a coach in your corner every single month.

✓ Monthly 60-min session
✓ Quarterly financial reviews
✓ Unlimited email support
✓ Life event planning
✓ Cancel anytime

Monthly Investment

$500

per month · cancel anytime

Start With a Program →

Not sure which program is right for you? We'll figure it out together on your free discovery call.

Questions

Frequently Asked

Financial advisors typically manage investments and sell financial products. As a financial coach, I focus on behavior change, budgeting, and helping you build healthy money habits. I teach you to take control of your own finances rather than managing them for you.

For couples coaching, yes — and that is where the real transformation happens. Getting both partners aligned is the single biggest factor in financial success for couples. I make the sessions comfortable and productive for both of you, even if one partner is more reluctant coming in.

I have heard it all. Zero judgment here. The people who need help most are often the most ashamed to ask for it — and that shame is exactly what keeps people stuck. My job is to make you feel understood and capable from the very first conversation.

Most clients feel relief and clarity after the very first session just from having a real plan. Tangible results — debt payoff, savings growth, improved cash flow — typically show up within the first 60 to 90 days of consistent execution.

Absolutely. Everything you share stays between us. Your finances, your goals, your challenges — completely private. Trust is the foundation of everything I do.

Financial coaching focuses on your personal finances — budgeting, debt payoff, savings, and couples alignment using Dave Ramsey proven principles. Business consulting focuses on your company financial health — cash flow, paying yourself correctly, building systems, and scaling profitably. Many clients do both.

Yes. All sessions are conducted virtually via Google Meet so I can work with clients anywhere. Most clients are in the Atlanta metro area but I work with business owners across the Southeast.

Free Resource

Get My Free Monthly Budget Template

The same budget framework I use with every coaching client. Enter your email and I will send it straight to you — no strings attached.

No spam. Unsubscribe anytime. I respect your inbox.

Your Money. Your Business.
Finally Under Control.

You're Not Broken.
You Just Need a Plan.

"I make good money, but I don't know where it goes."

"Every money conversation turns into an argument."

"I have no real monthly plan. I'm just winging it."

"I feel behind even though my income is decent."

"My business makes money but I can't pay myself right."

"I'm ready to finally take control. I just need help."

Choose Your Path

Financial Coaching

Business Consulting

Three Steps to
Financial Clarity

Book Your Free Discovery Call

Identify Your Biggest Challenges

Build and Execute Your Plan

I've Been Where
You Are. Twice.

What Clients Say

Choose Your Level

Ongoing Membership

Frequently Asked

Bring Financial Peace
to Your Group

Get My Free Monthly Budget Template

Ready to Finally Take Control?

Your Money. Your Business.Finally Under Control.

You're Not Broken.You Just Need a Plan.

"I make good money, but I don't know where it goes."

"Every money conversation turns into an argument."

"I have no real monthly plan. I'm just winging it."

"I feel behind even though my income is decent."

"My business makes money but I can't pay myself right."

"I'm ready to finally take control. I just need help."

Choose Your Path

Financial Coaching

Business Consulting

Three Steps toFinancial Clarity

Book Your Free Discovery Call

Identify Your Biggest Challenges

Build and Execute Your Plan

I've Been WhereYou Are. Twice.

What Clients Say

Choose Your Level

Ongoing Membership

Frequently Asked

Bring Financial Peaceto Your Group

Get My Free Monthly Budget Template

Ready to Finally Take Control?

Your Money. Your Business.
Finally Under Control.

You're Not Broken.
You Just Need a Plan.

Three Steps to
Financial Clarity

I've Been Where
You Are. Twice.

Bring Financial Peace
to Your Group